Last verified: 6 October 2026
Application status: Open when checked
Official source: Cognizant Careers – PE Performing Servicing
Cognizant Process Executive Mumbai Hiring – Overview
Cognizant is hiring a Process Executive for its Performing Servicing / B&L team in Mumbai. The official listing shows 0–2 years of experience, a work-from-office model and night shifts. MS Excel is listed as a mandatory technical skill, while mortgage cash operations experience is preferred.
This is a useful opening for early-career candidates interested in transaction processing, mortgage operations and business-process roles. Freshers fall within a 0–2 year experience range, but applicants should still read the full eligibility and responsibilities before applying.
Job Details
| Company | Cognizant |
| Role | Process Executive – Performing Servicing |
| Job ID | 00070145721 |
| Location | Mumbai, Maharashtra |
| Experience | 0–2 years |
| Work model | Work from Office |
| Shift | Night shift |
| Travel | No travel requirement stated |
| Key skill | MS Excel |
| Qualification | Graduate in any discipline |
| Salary | Not specified |
| Deadline | Not specified |
Eligibility and Skills
The official Cognizant listing mentions a graduate qualification in any discipline and focuses on candidates with up to two years of experience. It also references transaction/data-processing exposure and lists MS Excel as an important skill. Knowledge of mortgage servicing is useful, and experience in areas such as investor accounting, customer service or default servicing is described as desirable.
The listing also refers to communication ability, analytical skills, research and decision-making, typing accuracy and willingness to work in shifts.
Role Responsibilities
The role supports servicing operations and requires candidates to work toward defined productivity and quality targets. The employer expects team members to be receptive to feedback and to use it for continuous improvement. Because this is an operations-focused role, consistency, accuracy and the ability to follow process guidelines are particularly important.
Who Should Apply?
- Freshers and early-career candidates within the 0–2 year experience range.
- Graduates comfortable working from the Mumbai office.
- Candidates willing to work night shifts.
- Applicants with good MS Excel basics and attention to detail.
- People interested in mortgage, banking or transaction-processing operations.
Who May Not Be a Good Fit?
This role may not suit candidates who require day shifts, remote work, a five-day schedule, or a purely software-development position. The official description indicates night-shift work and references willingness to work six days a week.
What the Employer Did Not Specify
- Graduation batch
- Minimum percentage or CGPA
- Salary package
- Exact application deadline
- Number of selection rounds
Important eligibility clarification: 0–2 years versus one year of experience
Read both lines of Cognizant’s advertisement before applying. Its summary says 0–2 years, but a later requirement specifically mentions one year in BPO transaction/data processing. Therefore the page does not clearly establish that a graduate with zero relevant experience will pass screening. Candidates with no BPO exposure can check the employer’s application questions, but should not represent internships or coursework as one year of paid employment.
The same employer page mentions typing speed around 20–30 words per minute with 98% accuracy, Excel skills, night-shift availability and willingness to work six days a week. These details can matter more than the generic “fresher” label. The expected schedule and duties should be confirmed before accepting an offer.
Original practice example: accuracy in a transaction queue
Imagine a loan-servicing team receives 60 records. Five have duplicate reference numbers and three lack a required amount. Rather than rushing the entries through, prepare a simple Excel sheet with columns for record ID, amount, validation result, reason for exception and reviewer. Use sorting and filtering to identify duplicates and missing fields, then explain which cases you would escalate. This is a Hiring365 learning exercise, not a Cognizant assessment or a description of its internal systems.
On your resume, show a genuine example of data accuracy: the spreadsheet task, a college data-cleaning project, or an actual operations internship. Be able to explain how you checked your work and documented errors. Avoid claiming mortgage-domain expertise unless you have it.
What to confirm with the recruiter
- Whether the one-year transaction-processing requirement is mandatory for your profile.
- The actual shift schedule and weekly working days.
- Whether work involves voice support, data processing or both.
- What training and performance metrics apply during probation.
Eligibility clarification cross-checked against Cognizant’s job description on 9 October 2026; all examples and questions are independent Hiring365 guidance.
How to Apply
- Open the official Cognizant Careers page using the link above.
- Confirm that Job ID 00070145721 is still active.
- Review the latest requirements and location information.
- Update your resume to highlight Excel, communication, operations exposure and relevant projects or internships.
- Apply through Cognizant’s official careers portal.
Opens the employer’s careers page in a new tab. Confirm the vacancy is still open before applying. Hiring365 never charges candidates.
Hiring365 Preparation Advice
Revise basic Excel functions, sorting/filtering, lookup concepts and simple data handling. For interviews, prepare examples showing accuracy, handling repetitive tasks, meeting deadlines, following a process and responding to feedback. If you have no mortgage-domain experience, understand the basics of loan servicing before the interview rather than pretending to have professional exposure.
Scam Warning
Do not pay anyone for interviews, offer letters or guaranteed selection. Use the official Cognizant careers portal and verify suspicious recruitment communication independently.
Related Opportunities
- Cognizant PE – Loan Servicing | Coimbatore
- Cognizant Process Executive – Gurgaon
- What Does 0–2 Years Experience Mean?
Featured image: Hiring365 editorial job thumbnail; not an official Cognizant recruitment graphic.
Final Note
Hiring365 verified this opening against Cognizant’s official careers page on 6 October 2026. Openings can be edited or closed at any time, so always check the official listing before applying.
